Smart Personal Finance Decisions

By February 29, 2016 Main Blog No Comments

We all have different reasons we need and want to save money. Is it easy? For most of us it is a struggle. You might want to save up to buy a house, new car, your future or maybe even your retirement. All of these are important. We live in a world where saving money isn’t easy. Saving money means we have to sacrifice somewhere within our lifestyle. This is what usually causes us to feel like saving money is a pain, but there are ways to make saving less painful. We need to pay closer attention to the little things in our day to day lives that can be made easily more efficient in such way that it is more valuable, productive, useful and economical. Simple things like deals and promotions might seem annoying to us, but if you really think about it they can often times allow you to get something for less or nothing in your common spending habits. Here are a few more ways to save a little extra money:

  • Stop eating out and prepare meals at home
  • Recycle
  • Plan your day ahead of time, make less stops and don’t waste gas
  • Turn off your lights and appliances when not in use
  • Pay credit cards in full so you don’t have to pay interest
  • Buy groceries in bulk if you have a big family to feed
  • Always look out for coupons
  • Purchase books on Amazon if you are a college student
  • Eco-friendly / energy efficient
  • Do a price comparison
  • Cancel unused memberships
  • Buy used when you can
  • Do holiday shopping right after the holidays
  • Buy generic brands
  • Rent out unused space
  • Try to fix things yourself
  • Grow a garden
  • Use public transportation or carpool

Start saving money now. Don’t beat yourself up when you make a mistake, always keep looking ahead and never give up!

“Every little bit counts, so rather than looking for one big way to save a ton of money, save in lots of small ways and set yourself up for success.” -Unknown