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Category Archives: Uncategorized

Benefits of Reading

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When you look around everyone is looking down at their phone, it’s pretty uncommon nowadays to see someone holding a physical book. Growing up I did not enjoy reading; I later came to the realization that I was just reading things that did not spark my interest. Now that I am older, my goal is to annually read 6 books. Which is nothing compared to many other people – when Jeff Bezos decides to read a book, he finishes it in one day and Warren Buffett is notorious for reading hours a day.   Here are some benefits of reading everyday Education – Reading books compared to taking classes is much cheaper. You can learn so much just from reading one book Mental Stimulation – Your brain is like a muscle that requires constant exercise Improves concentration – There are so many distractions in our lives that it’s so difficult to focus on something for a long period of time. If you can stick to reading a book, you’ll learn a good habit of concentration Relieves stress – Reading takes you into a different world where you distance yourself from this world into a different planet Expansion of your vocabulary…

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Funeral Finances

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No one seems to talk about such a topic until the time comes—until it’s time to cross that bridge. I was scrolling through current events on CNN when I came across a story about a three-thousand-year-old mummified woman that was unveiled during the discovery (link below). It’s no secret the Egyptians buried their noble people, well… nobly. For royalty it was a grandeur gold arena for eternity. As I read the article, I became curious about the death and funeral industry in America. The economics of funerals is reported by PBS and that information states that the average number of funerals a year is 2.4 million amounting to over 20 billion dollars a year. The typical funeral costs about eight thousand dollars and the items amounting to this figure include a casket, funeral services, preparation of the body called embalming, ceremonial and viewing service, a head stone, grave space and digging, and not to mention any transportation that may be required by ground or air. Caskets at whole sale are little over three hundred dollars, but at a funeral home it’s price can be over seven times that. It’s no wonder 41% of American choose to be cremated with the…

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Constant battle

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You walk into a store, scan through the aisles then pick up something that you immediately want to buy, then that little voice pops into your head and says that you shouldn’t spend the money. What do you do? This is a reoccurring situation that I have faced dozens of times throughout my life. The difference between instant gratification and long term discipline. We all know what that the smarter financial decision is, but a majority of society still chooses to buy that object. You need to think about the cost of something in more than just numbers, but time. If you’re paid hourly and something costs $20 and you make $10 an hour then you’re essentially buying something for 2 hours worth of your time (which isn’t calculating taxes). Instant gratification will feel good at the moment but you may regret buying the object and feel even worse about it as time goes on. Long term discipline is about the constant grind. You have to figure out what you define as success then the reasons why you want to be successful. You have to want it so bad that you’re willing to give up instant gratification today for the possibility of a better tomorrow….

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Must you love your job?

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Back in 2005 Steve Jobs spoke at Stanford’s commencement and urged the graduates to find a job that would allow them to love what they do. Since then people have taken that advice and run with it. Earlier there was a post about the intersection of one’s career interests, internal calling and occupational choice. The author of Eat, Pray, Love Elizabeth Gilbert was on a podcast recently that suggests she disagrees. Gilbert essentially breaks down human activity as job, vocation and hobby. Your hobby, she explains, is one that is fulfilling and delightful no matter what—with or without monetary compensation. A job is just that; it is something people do because they have to, because they need money. And you can have another life completely outside and separate from that which is how and why she argues it is not necessary “love what you do.” Your vacation is a career you care about profoundly. Gilbert was able to write creatively because that was her vocation and so as she received rejection letters from publishers she did not let that deteriorate her self-worth or quality of life because at the end of that day she still had a job that she…

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People and Plants

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I was reading a book about ancient lessons that apply to modern ideas of wisdom, when an analogy was made amount plants. The same way plants need water and sunshine, humans need love and work. These two should be in balance, ensuring there is not too much of one without the other in order to lead a happy and healthy lifestyle. In this recipe for happiness, there are several types of work an individual can embark on. There is essentially your job, your career, and your calling. It is possible for your career and your calling to overlap of course and that is the best case scenario. Those people who simply hold job after job, as you can imagine, do not receive motivation intrinsically from this occupation other than the necessity of money; the motivation is survivalist (think: food, water, shelter). Those who are fortunate enough to have found not only a job, but a place they can see themselves ascending a metaphysical ladder are also fortunate. There is much to gain in chasing after a goal, and psychologists have actually performed tests and surveys that prove more dopamine is released when people are “in the zone” completing a task…

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Economics Terms pt. 2

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Here are a list of some common economic terms and meanings pt.2: Marginal Propensity to Consume, or MPC: is the increase in consumer spending when disposable income rises by $1 Marginal Propensity to Save, or MPS: is the increase in household savings when disposable income rises by $1 Autonomous Change in Aggregate Spending: an initial change in the desired level of spending by firms, households, or government at a given level real GDP The Multiplier: the ratio of the total change in real GDP caused by an autonomous change in aggregate spending to the size of that autonomous change Consumption Function: an equation showing how an individual household’s consumer spending varies with the household’s current disposable income Aggregate Consumption Function: the relationship for the economy as a whole between aggregate current disposable income and aggregate consumer spending Call today to see how much you qualify for at Fast Cash Title Loans, 21615 Cascades Pkwy, Sterling, Va 20166 – 703-444-3840 or 6526 Arlington Blvd, Falls Church, Va 22042 – 702-237-5626 When you call in to get a loan, let us know that you saw our blog so an exclusive offer!

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Creative Ways to Save Money

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Creative ways to save money Collect all $5 bills you receive and put them in a shoe box Use coupons Put all your coins into a jar and wait until a rainy day to cash it Take shorter showers Carpool Watch bank fees Always put air in your tires (saves gas) Create a shopping list when grocery shopping At Fast Cash Title Loans, we want you to be in control of your funds. Take the initiative to turn your life around!

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Learn by Doing

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For those of us like myself who might be afraid of financial institutions or just the thought of getting your finances together, it is time to break the ice and dive in. Everyone has fears or something that makes them nervous…that’s life, but you can’t let these things hold you back. Bank accounts and credit cards can be intimidating and overwhelming especially for people who are not used to financial institutions. They can be big and complicated. We are pretty much trusting our livelihood in this big building who just takes our money, meanwhile I’m here thinking hey, I don’t know you…well at least that’s how I feel. It feels unfamiliar and scary. In order to feel secure and become aware of what to do with our money we must learn by doing. It is just like any other process of learning, with practice you get better. We are offered so many different ways to become knowledgeable and educate ourselves about the financial process. We can learn through technology, financial advisors, peers, financial products, webinars, blogs, research etc. Instead of sitting back and watching the world pass you by, get up and teach yourself! Don’t be afraid to mess up….

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Money Mistakes

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MONEY MISTAKES  “Don’t waste a good mistake, learn from it.” -Robert Kiyosaki Most of our mistakes in life become life lessons. Being in my 20’s I feel like mistakes and life lessons are the story of my life. Im at the point in my life of adventure, discovery and exploring. I have the ability to be a financial ticking time bomb or I could set myself up to succeed financially. Do you ever wonder where all your money? Spending money is way too easy for many of us. I admit it, I love to spend! It is so easy that it can make saving seem super hard! It is actually easy to save money, but it is not something that will just happen over night. You need to work at it and change some things. Many of us don’t have or recognize the essentials. No game plan for your debt No budget  Not saving for retirement Living paycheck to paycheck No savings or emergency fund Not negotiating your salary Not knowing your credit score No plan for your money  Saying no to mixing money and relationships – loaning money to family and friends Keep putting off your credit debt Not…

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