Creative Ways to Save Money

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Creative ways to save money Collect all $5 bills you receive and put them in a shoe box Use coupons Put all your coins into a jar and wait until a rainy day to cash it Take shorter showers Carpool Watch bank fees Always put air in your tires (saves gas) Create a shopping list when grocery shopping At Fast Cash Title Loans, we want you to be in control of your funds. Take the initiative to turn your life around!

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Love for Music

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“Music saved my life. The voice you hear, the soul, the pain, is that of a person who deeply, deeply, deeply appreciates the opportunity they’ve been given” – CeeLo Green “Music touches us emotionally where words alone can’t” – Johnny Depp If music be the food of love, play on. Give me excess of it that, surfeiting, the appetite may sicken, and so die. That strain again, it had a dying fall. Oh, it came o’er my ear like the sweet sound, that breathes upon a bank of violets, stealing and giving odor. Enough, no more.” – William Shakespeare “If I had my life to live over again, I would have made a rule to read some poetry and listen to some music at least once a week” – Charles Darwin “I see my life in terms of music” – Albert Einstein One of the two most enjoyable parts of my life is when I am driving around blasting music with the windows down. The other enjoyable part is when I put my headphones in and go into my own world, where I don’t have to talk to anyone and I can focus on my music. According to lifehack.org “enjoying…

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Business Experiences

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If someone were to ask you about a terrible customer service experience I’m sure you could envision exactly where you were and how you felt. Maybe an employee said something offensive, rolled their eyes or made you wait for a long period of time; regardless of what happened, we all know how one unpleasant experience could make you want to take your business elsewhere. This is what differentiates us at Fast Cash Title Loans, when a customer comes into our office we want them to feel welcomed, accepted, unembarrassed and secure. We know that no client of ours should ever walk out of our store feeling as if they received unacceptable customer service. We’re here to help you, and when you do business with us you won’t ever have to worry about a terrible experience.

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Build Your Own Fence

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BUILD YOUR OWN FENCE  Boundaries allow us room for freedom. I know it sounds contradicting, but first hear me out. When you put up a fence around your yard, it gives your dog the freedom to play and run around wherever they want without the worry of them going too far, getting lost or running away. If you didn’t have a fence you would worry constantly about your dog. We have to put up a fence in a lot of areas of our lives; in our relationships, in our time management, and in our finances. I’m a firm believer that by putting these boundaries in place you’re giving yourself freedom from a few of life’s stresses and worries. I’ll explain… Budget. How can you budget when you have nothing to budget? For some of us this might be true, but chances are you have some kind of income. It is important to know where your money is going, even if it is very little. Unfortunately, many of us are not taught this important lesson early on.  It is time for us to develop habits we can incorporate into our life responsibilities. So, whether you have $5.50 or $550 in your bank…

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Stop Wishing & Start Doing

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“The habit of wishing is only for those who aren’t hungry enough for success.” ― Edmond Mbiaka We all have wishes and dreams. There is always that one thing that we want to accomplish within a certain time frame. Dreams are great, but many of us don’t understand how to get to the part they call success. Wishing will only allow you the desire of achieving your goal. You must take action. This is why you have to stop wishing and start doing. Get your head out of the clouds. I wish I saved. No matter what your situation is, saving is possible. Stop talking about it and just do it. Even if it is only a dollar a day. That dollar might be the dollar that saves you when times gets tough. Don’t give into peer pressure. You know where your money needs to go. Making excuses and ignoring the problem is just going to dig a deeper hole and set you back. I wish I kept track of my finances and where my money goes. Of course we know where we spend our money, but if you keep track it will really help you in the future. It…

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Safe Saving

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SAFE SAVING “Don’t smile now, save it for later!” Are ready for that unexpected, but inevitable crappy day? I wasn’t and it sucked. Here are some tips that will help you be ready for that shittay day, if you will. Add your savings to your monthly budget. Don’t wait to put money aside or you’ll never put money aside. C’mon we all know that. Keep your savings account separate from your checking account! Spend your checking, not your savings. Open your savings account at a separate bank! So helpful! Keeps you from easily transferring money from your savings to your checking. That used to be my favorite thing to do…awful! Direct deposit is your friend! You don’t even need to think about putting it in your savings instead of your checking or just ya know spending it. Credit unions are an option, not for everyone, but an option. Remember to research, it is important and it can save you. Wink wink…you see what I did there. Financial emergencies are emergencies not things you really want! If you can’t afford it say no, don’t make it an “emergency fund” a.k.a don’t use the term loosely. If you’re lucky and your savings is…

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Money is the Motive

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HOW TO…get motivated We’re really good at setting goals. We’ll make a list of all the different things we need to do. By the end of the month, we’ll have the list completed, plus some. Sounds like a an awesome plan, right? Truth is, it’s much easier to set goals than to actually get them done. There is one factor that it all comes down to and that factor is motivation. Lets be honest, many of us have trouble keeping the fire burning. It’s easier for us to think about what we’re going to do “eventually” rather than holding ourselves accountable and doing it. We all fall guilty of this problem. Lets try and change this. Get motivated and stay motivated. Baby steps… Financial Vision Board -serves as a reminder Financial goals -get specific and hold yourself accountable with numbers and dates not just influential and inspiring words, although those are nice too. How much you need to pay off and by when as well as how much you want to save and by when. Create a spending mantra -think up a positive phrase and follow it Remember #1 -love and value yourself ALWAYS…it helps Make mini goals -set smaller…

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Learn by Doing

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For those of us like myself who might be afraid of financial institutions or just the thought of getting your finances together, it is time to break the ice and dive in. Everyone has fears or something that makes them nervous…that’s life, but you can’t let these things hold you back. Bank accounts and credit cards can be intimidating and overwhelming especially for people who are not used to financial institutions. They can be big and complicated. We are pretty much trusting our livelihood in this big building who just takes our money, meanwhile I’m here thinking hey, I don’t know you…well at least that’s how I feel. It feels unfamiliar and scary. In order to feel secure and become aware of what to do with our money we must learn by doing. It is just like any other process of learning, with practice you get better. We are offered so many different ways to become knowledgeable and educate ourselves about the financial process. We can learn through technology, financial advisors, peers, financial products, webinars, blogs, research etc. Instead of sitting back and watching the world pass you by, get up and teach yourself! Don’t be afraid to mess up….

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Money Mistakes

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MONEY MISTAKES  “Don’t waste a good mistake, learn from it.” -Robert Kiyosaki Most of our mistakes in life become life lessons. Being in my 20’s I feel like mistakes and life lessons are the story of my life. Im at the point in my life of adventure, discovery and exploring. I have the ability to be a financial ticking time bomb or I could set myself up to succeed financially. Do you ever wonder where all your money? Spending money is way too easy for many of us. I admit it, I love to spend! It is so easy that it can make saving seem super hard! It is actually easy to save money, but it is not something that will just happen over night. You need to work at it and change some things. Many of us don’t have or recognize the essentials. No game plan for your debt No budget  Not saving for retirement Living paycheck to paycheck No savings or emergency fund Not negotiating your salary Not knowing your credit score No plan for your money  Saying no to mixing money and relationships – loaning money to family and friends Keep putting off your credit debt Not…

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Financial Anxiety

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Do you ever think about what lies ahead? I’ll be honest, the future has been on my mind a lot lately. Being the anxious person that I am, I probably already overthink too much, but between school, juggling two jobs and just trying to figure out who I am in this big world, my future has begun to feel like a giant question that I can’t answer. I’ve been battling this question and it always feels like I’m not where I should be, but when I really contemplate, I realize I have made a few solid financial moves and life changes in the past year. After this past year, I really have made strides and come a long way all things considered. I need to remind myself as should you, that your speed doesn’t matter, forward is forward and progress is progress. Don’t sell yourself short. I am approaching the “next phase” of my life and I want to be smart about my money and make good choices for myself. I want to be prepared for the unexpected and exciting times as well as the inevitable with a clear mindset. I am learning that being preventative is a very important…

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