DO’S & DON’TS OF SAVING MONEY

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Do: Plan ahead when grocery shopping. Cut coupons, make a list, and price match. How much money can you save in one trip to the store? Don’t: Impulse buy or use coupons just because you have them. Going into the grocery store without a plan is dangerous! Make sure that you are monitoring what you are buying and aren’t frivolously spending money on things you don’t need. Do: Buy in larger quantities. Most stores offer discounts for buying in bulk. Refrigerate or freeze leftover food to last longer. Don’t: Waste leftovers. Bring these items for lunch, or save for the next night. You’ll save money and get to enjoy a delicious meal one more time. Do: Eat at home! Not only can you save money by cooking at home – your health will thank you later. Don’t: Buy fast food. These items may seem more convenient – but can end up being more expensive in the long run. Save money and your waist line by avoiding fast food when you can. Do: Utilize cell phone savings. Monitor cell phone usage and downgrade to a lower plan if you can. How much can you save on your cell phone bill by…

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HOW TO GROCERY SHOP ON A BUDGET

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Grocery stores and food brands understand how the average person likes to shop. Besides manufacturer placement and easy prepackaged foods, grocery aisles are full of psychological traps and seemingly good deals.  Although this can make for a pleasant customer experience, the effects on a shopper’s wallet can be less than frugal. If your goal is to spend less on groceries, consider the following traps and tips on your next trip: 1 – Prepare with a meal plan Let’s get the obvious one out of the way. Before you go shopping, check out your grocery store’s deals and coupons for the week. Plan your meals around these items and buy in bulk if it fits your budget. Also, keep in mind what you already have when making a list. This will help you stay organized and purchase only what you need for the week. 2 – Avoid eye-level buys When in a grocery aisle, where do your eyes generally gravitate? If you said straight ahead, you’re like most shoppers. Manufactures realize this and pay for shelving placement. This shelving real estate causes the price to increase and as a result shoppers are spending more. Next time, make a conscience effort to…

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