Chat with us, powered by LiveChat 

Self-Driven Morals

By | loan, Main Blog | No Comments

I was in an engineering class the topic of Tesla’s self-automated vehicle technology was brought up. It’s not exactly the technology that’s holding up the process of self-driving cars on the road. It’s the moral issues surrounding their development that are causing delays. How you ask? Think about accidents. There’s a reason they are called accidents because you don’t intend for them to happen. However, computers only do what you tell them to do. That means there would have to be a computerized program deciding the best outcome for a problematic situation. This is easy for “accidents” involving one car and inanimate objects, but it becomes more complicated the more individuals get involved. Unless we change from entirely self-automated vehicles, there will be problems in a world with some cars operated by people and other operated on their own. The World Economic Forum published an article in collaboration with MIT News back in October about the moral components of these computer programs with surveys collected from thousands of individuals in over a hundred countries around the world. This sort of communal or public engagement is an essential part of innovative research as this technology being implanted would directly effect the…

Read More

Love languages

By | loan, Main Blog | No Comments

It’s common knowledge that different things make different people angry. Temperament is something you are born with. Some babies spend more time crying and fussing than other and that can carry over into adulthood. So if that’s common sense, I wonder why people don’t consider the things or phenomena that make people experience other emotions like love. I recently explored a website (link below) that notifies you of your top five love languages. The reasoning behind this is that there are different ways in which people communicate or experience love. It’s called a language because it is open to interpretation. The five love languages are gift receiving, quality time, words of affirmation, acts of service and touch. The last one is probably the easiest to understand, but can change most frequently. Those who experienced abusive relationships in the past may rank this as the least important language of love between themselves and their partner. It could be super important to someone else because they were void of touch for a long time. It doesn’t have to be abuse related or conceivable to the conscious mind either. Words of affirmation pertain to the actual language that is shared between two people—positive…

Read More

Dispute your credit score

By | loan, Main Blog | No Comments

Alright story time. About two months ago my credit plummeted due to an issue with my furniture provider. From them illegitimately charging me I was able to argue my rights as a consumer and receive an upgrade for my furniture for my consumer reputation being compromised. At that point thought the damage was done and it was soon to be a slow uphill battle towards getting a decent credit score again. That was when a dear friend of mine suggested I dispute the TransUnion credit report and that’s exactly what I did. I clicked on the little dispute button on credit Karma and was prompted to explain my case. After about two weeks I received notice that my claim had been investigated and adjustments made to my credit report which increased it 64 points. That’s not even the best part. Due to the new credit score I was eligible for new opportunities. Try free credit check companies and see if you could fix your credit score! Call today to see how much you qualify for at Fast Cash Title Loans, 21615 Cascades Pkwy, Sterling, Va 20166 – 703-444-3840 or 6526 Arlington Blvd, Falls Church, Va 22042 – 702-237-5626 When you…

Read More

Consumerism

By | loan, Main Blog | No Comments

The 1920s in the United States of America is marked by a period of “conspicuous consumption” which is a phrase that was a coined by a Norwegian-American economist and writer back in 1899. Think The Great Gatsby—luxurious cars and leisure as well as flashy accessories. The economist I just mentioned was named Thorstein Veblin, also a sociologist whose work changed the way everyday people were understood. Initially luxuries and flashy items were intended for the wealthy class, but studies show that people with low-incomes invest in less than practical items too. Not only does it assert social class, but it influences the dynamics of power. You may see someone who looks wealthy or poor (whatever those schemas mean to you) and that will change the behavior in which you interact with them—either consciously or subliminally. It’s important to know that, visually, it could merely be an illusion and not an allusion of wealth. It used to be that only those of nobility status could acquire enough precious metal to splurge on the impractical things in life, but with today’s notion of consumerism that is not the case. Another economist by the name of Paul Nystrom theorized that this was a result…

Read More

Korean Pop Music

By | loan, Main Blog | No Comments

There’s been a rise in the Korean pop music industry. In 2012, the first annual Korean wave convention (KCON) was held in Southern California and its present fan base was just a few hundred fans. As of this year it’s reported that the convention is held in eight different countries all over the world with more than one hundred thousand attendees and tickets costing a minimum of $155. How did Korean pop music come to take over the west? The short answer is globalization. With technology allowing more access to nearly every corner of the world international outreach is becoming more and more accessible across a variety of industry—media in particular. Just as Despacito took over the radio waves in the US and influenced many producers to collaborate across cultures, I suspect the same fate for Korean artists. On October 6th a Seoul crew of seven members called BTS became the first Korean group to perform at a stadium in the US (RollingStone). The concert was performed at Citi Field in New York and the show sold out in a matter of minutes. The Winter Olympics were held earlier this year and popular music by the band BTS was broadcasted…

Read More

Your Psyche and Your Success

By | loan, Main Blog | No Comments

Recently I picked up a book called the Happiness Hypothesis. I’m going to share some of the more interesting findings I have found so far. The book begins with some basic lessons of some of the most acclaimed psychologists in history. It then goes onto explain the cover of the book which appears to be an elephant with a rider traversing large body of water. In the book, it mentions that you brain is a powerful being—like an elephant. It has instincts and the capacity for great strength. Over generations and generation, the human brain evolved from the brain stem (located near the rear of you cranium) to the frontal lobe. The components developed along the way enabled those best suited for their environment to survive long enough to reproduce. The frontal lobes of the human brain came later than those in the rear, scientists believe. One interesting theory I was introduced to was the concept of gossip serving an evolutionary purpose. Essentially, those that talked about others were “in the know” and therefore able to protect themselves from life’s many looming threats. The rider in this metaphor was later evolved to control the elephant. The only way this can…

Read More

Best time to find a job

By | loan, Main Blog | No Comments

Maybe you’re looking for work and wondering if there is a null in the job market. So when is it most likely that you’ll get hired? I looked into several well-known recruiter sites as well as Business Insider in hopes of learning more about hiring cycles as well as if and when business are more likely to downsize or expand. In conclusion, the best time to be hired would be January. For many companies it marks the beginning of a new fiscal year and that means a new budget with plenty of room for new expenses and new hires. While many people are just coming back from vacation in the early days of the month, many resources cite the end of January and beginning of February as the most opportune time of year to enter a new position. The beginning of the year can be very busy though. People retire, there are new trainees (this is referred to as employee turnover rates)—there could be a lot of “housekeeping” going on at the company you’re looking into. Try to look into when the last quarter of the company is question Is and that’ll help you find out when their fiscal year…

Read More

Pain Tolerance

By | loan, Main Blog | No Comments

Forbes wrote an article back in April concerning the notion of various levels of pain experienced by different individuals. Through this article I wanted to discover more about whether or not people are simply born with higher or lower than average pain tolerances. The most captivating part of the article to me was: “Pain isn’t static. It’s psycho social. Your tolerance rises and falls depending on what’s happening in the rest of your life.” When I read this, I realized it was true. The pain you are capable of enduring could be relative to that which you’ve already had to endure. So the cliché’ of “it doesn’t get easier, you just get stronger” does holds some truth (as many clichés often do). Your pain tolerance or threshold refers to the maximum amount of pain or stress you are able to endure before it becomes unbearable. The physical or psychological outskirts of your comfort one. Morgridge Institute for research states there are several dimensions to pain: sensory (nerve signaled to and from the brain), emotional and behavioral components. The adaptive component of pain is not physiological, but rather, psychological. Meaning, the distress signals that travel to and from your brain will…

Read More

Characteristics of Successful People

By | loan, Main Blog | No Comments

Ever since I was young,  I always knew that I would be rich, I never doubted it for a second. As I have gotten older I have still maintained this type of mentality and continued attempting to educate myself in all different fields, business and finance in particular. I have not always been a fan of reading books, that is in fact, until I found books that I fell in love with, of course, they are still in the same type of category of business and finance. I decided to dig a little deeper into what are some characteristics of rich/wealthy people? What do they all have in common? Here are some common traits and advice that I have gathered from reading books, watching interviews and listening to podcasts. These people include Warren Buffett, Mark Cuban, and Bill Gates. They all wake up early. They all say that waking up early gives you a head start on everyone else. I woke up one day at 5:30am and went to the gym, bought groceries, read and responded to a few email all before my friends and family were waking up. The good thing about waking up early aside from getting a…

Read More

Emotional Intelligence

By | loan, Main Blog | No Comments

Psychologists believe that many of our emotional responses have to do with unresolved past or childhood circumstances. This concept is explored in dream theories and the information can be quite liberating when you understand your brain is a muscle with instincts. Emotional intelligence is defined by Psychology Today as the ability to recognize and control one’s own emotions as well as recognizing the emotions of others. This skill can be developed and may aid in internal or external conflict resolution. Though emotional intelligence harder to gage or measure than more quantifiable intelligence (g), it is still a considerable trait to have. Many employers in today’s job market are implementing emotional aptitude and responses scenarios in their application process. The five components of emotional intelligence include: self awareness, self-regulations, empathy, motivation and social skills. The first three are self explanatory, but the last two may implore more explaining. Being motivated or inspired has to do with the raw emotions that drive you to act. Knowing what sort of things move you to be proactive is important for fostering a productive lifestyle—and you can train your brain to have more positive emotions surrounding the tasks. Having social skills pertains to how well…

Read More